End-User License Agreement (EULA)

XTC Mobile
Effective Date: October 24, 2026
Website: xtcmobile.com

1. Introduction

This End-User License Agreement ("Agreement") governs the installation, access, and use of software applications, services, and integrations made available by XTC Mobile ("Company," "we," "us," or "our").

This Agreement applies to software developed, distributed, licensed, or operated by XTC Mobile, including, where applicable:

• SageTea Enterprise Accounting

• SageTea accounting and financial integration components

• QuickBooks Online integration services

• XFoneOS licensing and financial integration components

• Related software, APIs, connectors, and supporting services

By installing, accessing, connecting, or using the Software, you ("User," "Customer," or "Licensee") agree to be bound by this Agreement.

If you do not agree to these terms, you must not install, access, or use the Software.

2. License Grant

Subject to compliance with this Agreement and any applicable commercial agreement, XTC Mobile grants the Licensee a limited, non-exclusive, non-transferable, revocable license to use the Software for authorized business purposes.

This license does not transfer ownership of the Software or any associated intellectual property.

The Software may be used only within the scope of the applicable subscription, purchase agreement, or authorized deployment.

3. Permitted Use

The Software may be used for legitimate business operations, including:

• Financial accounting and reporting

• Product and service catalog management

• Pricing administration

• Business application integration

• Software licensing administration

• Authorized synchronization of business information

• Financial planning and operational analysis

The Licensee is responsible for ensuring that use of the Software complies with applicable laws, regulations, accounting standards, and contractual obligations.

4. Restrictions

Unless expressly authorized in writing or permitted by applicable law, the Licensee must not:

1. Redistribute, sublicense, lease, or sell the Software.

2. Circumvent licensing or access-control mechanisms.

3. Use the Software to gain unauthorized access to third-party systems.

4. Introduce malicious software or interfere with system security.

5. Misrepresent ownership of the Software or its intellectual property.

6. Use the Software for fraudulent, unlawful, or unauthorized activities.

Nothing in this Agreement restricts rights that cannot lawfully be excluded.

5. Third-Party Integrations

The Software may integrate with third-party platforms, including QuickBooks Online and other accounting, commerce, licensing, and business-management systems.

These integrations may require the Licensee to authorize access to third-party accounts.

Third-party services are governed by their respective agreements, privacy policies, and service conditions.

XTC Mobile does not control the availability, functionality, pricing, or policies of third-party services.

Changes to third-party APIs or services may affect the availability or functionality of integrations.

6. QuickBooks Online Integration

6.1 Authorization

Where the Software integrates with QuickBooks Online, the Licensee must explicitly authorize the connection using the authentication procedures provided by Intuit.

The Software may request access to accounting information necessary to perform authorized functions.

6.2 Accounting Information

Depending on the features enabled and permissions granted, the Software may access information such as:

• Company information

• Products and services

• Product identifiers and descriptions

• Pricing information

• Customer and supplier records

• Invoices and other financial transactions

• Accounts and accounting classifications

• Currency and exchange-rate information

Access to particular information depends on the integration's implementation, the permissions granted, and the functions used.

6.3 Use of Accounting Information

Accounting information obtained through an authorized integration will be used to provide the Software's accounting, financial-management, reporting, reconciliation, or synchronization functionality.

XTC Mobile will not use accounting information obtained through QuickBooks Online for unrelated advertising or marketing purposes without an appropriate lawful basis and authorization.

6.4 Changes to Accounting Records

Where the Software supports modification or synchronization of accounting records, such operations must be performed within the scope of the Licensee's authorization and applicable permissions.

The Licensee remains responsible for reviewing the accuracy and appropriateness of financial records and transactions.

6.5 Disconnection

The Licensee may revoke the Software's access to QuickBooks Online through available Intuit account or application-management controls.

Following disconnection, the Software will no longer be authorized to obtain new information through that connection.

Information previously obtained may remain subject to applicable retention obligations, backup practices, and the Company's Privacy Policy.

7. Data Ownership

The Licensee retains ownership of its business and accounting information.

XTC Mobile does not acquire ownership of customer accounting records merely because those records are processed through the Software.

The Licensee grants XTC Mobile the limited rights necessary to process authorized information for providing the Software and related services.

8. Data Security

XTC Mobile will take reasonable measures appropriate to the Software and its operating environment to protect information processed through its services.

Such measures may include authentication, access restrictions, secure communication protocols, credential protection, and operational safeguards.

No software or networked service can guarantee absolute security.

The Licensee is responsible for protecting its accounts, devices, credentials, and access permissions.

9. Data Accuracy and Financial Responsibility

The Software may process, synchronize, calculate, display, or report financial information.

Although the Software is intended to support accurate business operations, XTC Mobile does not guarantee that all calculations, imported records, third-party information, or synchronized data will be free from errors.

The Licensee is responsible for:

• Reviewing accounting information

• Maintaining appropriate backups

• Confirming financial transactions

• Validating pricing and currency information

• Ensuring compliance with applicable accounting and tax requirements

• Obtaining professional accounting or tax advice when necessary

The Software is not a substitute for professional accounting, legal, financial, or tax advice.

10. Intellectual Property

The Software, including its source code, design, documentation, trademarks, and associated intellectual property, remains the property of its respective rights holders.

This Agreement does not grant ownership of XTC Mobile trademarks, SageTea technology, XFoneOS technology, or other protected materials.

Open-source components, where included, remain subject to their applicable licenses.

11. Updates and Modifications

XTC Mobile may release updates, corrections, enhancements, or new versions of the Software.

Updates may modify functionality, compatibility, or system requirements.

Where practical, material changes affecting customer operations will be communicated through appropriate channels.

12. Availability

Software functionality may depend on internet connectivity, third-party services, operating systems, hosting infrastructure, and other technical dependencies.

XTC Mobile does not guarantee uninterrupted availability unless expressly provided under a separate service-level agreement.

13. Warranty Disclaimer

To the maximum extent permitted by applicable law, and except for warranties expressly provided in a separate written agreement, the Software is provided on an "as is" and "as available" basis.

XTC Mobile disclaims implied warranties to the extent legally permitted, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Nothing in this Agreement excludes warranties or statutory rights that cannot legally be excluded.

14. Limitation of Liability

To the maximum extent permitted by applicable law, XTC Mobile will not be liable for indirect, incidental, special, consequential, or punitive damages arising from the use of or inability to use the Software.

Such damages may include lost profits, business interruption, or loss of business opportunities.

To the extent permitted by law, XTC Mobile's aggregate liability under this Agreement will not exceed the amounts paid by the Licensee for the affected Software during the twelve months preceding the event giving rise to the claim.

This limitation does not apply where prohibited by law or where liability cannot legally be limited.

15. Termination

The Licensee may discontinue use of the Software at any time, subject to applicable contractual obligations.

XTC Mobile may suspend or terminate access where the Licensee materially violates this Agreement, engages in unlawful activity, or creates a significant security risk.

Upon termination, the Licensee must discontinue unauthorized use of the Software.

Termination does not automatically eliminate lawful data-retention obligations or rights that survive termination.

16. Privacy

Personal information processed in connection with the Software is subject to XTC Mobile's applicable Privacy Policy.

The Privacy Policy describes the collection, use, disclosure, retention, and protection of personal information.

Where third-party integrations are used, the privacy practices of those providers may also apply.

17. Changes to This Agreement

XTC Mobile may update this Agreement to reflect changes in the Software, legal requirements, or business operations.

Material changes will be communicated where required by applicable law or contract.

The updated Agreement will identify its effective date.

18. Governing Law

Subject to applicable mandatory consumer-protection and other legal requirements, this Agreement is governed by the laws of the Province of Ontario and the applicable federal laws of Canada.

Any disputes will be subject to the jurisdiction of the courts of Ontario, unless applicable law requires otherwise.

19. Contact Information

For questions concerning this Agreement, software licensing, or authorized integrations, contact:

XTC Mobile
Website: xtcmobile.com
Email: office@xtcmobile.com
Business Address: 1554 Carling Ave West, M241, Ottawa, ON, K1Z 7M4

20. Acceptance

By installing, accessing, or using the Software, the Licensee acknowledges that they have read, understood, and agreed to this End-User License Agreement, subject to applicable law.

Effective Date: October 24, 2026